Customized Solutions to Your Specific Needs: Selecting the right loan is more then just shopping rates. How long you intend to hold a property, your personal and financial goals, exit strategy, FICO or what payment you can afford will help to determine which product is right for you. Although superior credit is rewarded with superior rates, I do specialize in helping people with less than perfect credit.

First Time Home Buyers: Buying your first home can bring a huge sense of accomplishment. Especially in today’s world of rising home costs, it is becoming harder and harder for young people to purchase their first home. Fortunately, today there are a variety of interest only products to reduce your payment. I can also show you how to purchase your home without any down payment at all. I can even show you how you can buy your first house and not even pay for closing costs! With the numerous options available today, why rent?

Refinancing: Whether you want to tap into your equity, lower your payment, or lock in a fixed rate refinancing has never been easier. No mountains of paperwork! With a web-based application, and regular e-mail updates, the process becomes easy and worry-free.

Multi-Unit/Commercial Loans: I also specialize in financing investment/income properties. I can offer a wide selection of products ranging from interest only, to 30 year fixed rate apartment loans that you will not find anywhere else. I can also finance many unique properties such as mixed used, agricultural, or even recently rehabbed properties with a limited rental history. Let me know your situation, and you will be amazed at what I can do for you.

Construction Loans: Finally building the custom home of your dreams from the ground up? Get the financing to make your dreams a reality. I also have many other products for builders/developers, land, or commercial development.

I promise to give all of my clients the personal attention you deserve and treat you with the respect due a valued customer. I understand you're making a huge commitment in buying a new home, refinancing a mortgage, or engaging in a new investment venture. So I make a commitment to you. I will help you qualify, apply and be approved for the loan that is just right for you, not anybody else!

Noah Newbegin